Loan Products
SML’s loan disbursal methodology ensures a personalized service that suits client needs and ensures maximum client satisfaction. Rural poor women are provided loans, primarily for income generating activities, which are repaid in weekly meetings.

Type of Loans	Duration	Security from the Members
General loans	One year (50 weeks)	Nil
Special loans	One year (50 weeks)	Nil
Housing loans	One year (50 weeks)	Nil
Micro enterprise loans	One year (50 weeks/12 months)	Fully secured; For individuals

Social Development
Social development is also part of SML’s agenda. To fulfill this, SML organizes various programmes and workshops for all its clients. Such programmes build awareness on various aspects of social development such as children’s education, health, nutrition, non-formal education, adult literacy and sanitation. SML conducts training programmes for its staff on teaching and motivational skills so that they may provide services to the clients in a more effective manner.