Our Approach
 
 
 
 
 
   

PRODUCTS

Loan Products

Since inception, SHARE has nurtured a vision to provide financial services to people in the low-income segment. SHARE supports productive projects, which allow its clients to increase their incomes and generate well-being for their families and communities. SHARE believes in innovation as a tool to offer customised products and services to address the needs of its clients.

SHARE offers two kinds of loan products - group loans and individual loans. Group loans are used by women, SHARE’s main clients, for income generating activities. Other kinds of group loans offered by SHARE are special loans and education loans. For individual loans, SHARE targets small and medium enterprises, regardless of the client’s gender. SHARE has created this secured product to build deeper relationships with group-lending clients who want to grow their businesses, and at the same time expand the client base by reaching out to new clients. In addition, SHARE lends unsecured personal loans to salaried employees in semi-urban and urban areas.  

 
 General Loans
Group
Income Generation
50 Weeks
Rs.6,000/- to 25,000/-
23.60% to 28.13% (effective)
12.50% to 15.00% (flat)
 Special Loans
Group
Income Generation
50 Weeks
Rs.2,000/- to 20,000/-
23.60% to 28.13% (effective)
12.50% to 15.00% (flat)
 Education Loans
Group
School / College fee
50 Weeks
Rs.3,000/- to   5,000/-
23.60% to 28.13% (effective)
12.50% to 15.00% (flat)
 Micro Enterprise Loans
Individual
Developing Business
3-24 months
Rs.20,000/- to 3,00,000/-
24.91% (effective)
          14.00% (flat)
 Personal Loans
Individual
Personal needs
6-24 months
Rs.9,000/- to 99,000/-
24.91% (effective)
          14.00% (flat)
 
 
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